The Not-So-Exclusive Remedy? Civil Liability for Toxic Torts in Missouri and Illinois Part II: Areas of Ambiguity and Risk, and Lessons from Illinois’ Occupational Diseases Act
This two-part guest article continues our look at the nationwide effort by the plaintiffs’ bar to undermine and poke holes in workers compensation exclusivity laws. In Part II, Mark A. Prost and Tim P. Tryniecki look at how these issues are playing out in the battleground states of Missouri and Illinois.
When a policyholder tenders a claim to its insurance carrier, the insurance carrier must provide a defense for any claim potentially covered by the insurance policy.
Top 10 Reasons Insurance Companies Claim They Don’t Have to Pay Environmental Claims Under Historic Insurance Policies and the Policyholder’s Response (with a little humor thrown in)
For the past 30 years, policyholders and insurers have been fighting over insurance for environmental contamination. This list of helpful tips is a good review of lessons learned.
Advice on How a Business Can Preserve its Property Damage Insurance Claim After Suffering a Loss Due to a Hurricane
Hurricane Harvey, then Hurricane Irma, tore through several states and caused billions of dollars in property damage. Businesses were forced to shut down and lost profits was the result. Most businesses have first-party property insurance which provides coverage for property damage losses, including but not limited to damage to real and personal property, lost profits, debris removal, extra expense, business interruption, and contingent business interruption losses. When making a first-party property damage claim to the insurance company, businesses should engage insurance coverage counsel and a forensic accountant to assist with organizing and presenting the claim. Here are a few reasons why.
Lori Siwik and Mark Siwik are the founders of SandRun Risk. They apply the principles of vertical leadership and lean six sigma to the discipline of risk management. From time to time they share their blog with guest authors who write about important risk management principles.